Privacy policy

Summary

We collect the minimum data needed to operate the site: email (if you subscribe), form submissions (if you contact us), and analytics (Google Analytics 4) with consent. We do not sell your data. We are GDPR compliant. This policy explains the detail.

Who is responsible for your data

The controller of the personal data collected on this site is João Pereira, who runs Madeira Contabilidade. For any question about your data, or to exercise your rights, write to us through the contact form.

Data we collect

• Email: When you subscribe to lead-magnet PDFs or the tax-update alerts. Submissions are received by Netlify Forms, part of the service that hosts this site, and delivered to our inbox. Never sold or shared.
• Form submissions: If you contact us (general enquiry, directory listing request, correction notice) we keep the submission for support purposes.
• Analytics: Google Analytics 4 with consent-mode default denied. We capture aggregate page views, calculator starts + completions, email signups. No PII beyond what Google anonymizes.
• Cookies: Essential cookies for site function. Analytics cookies only after consent via the cookie banner.

What we do NOT collect

• Tax ID numbers (NIF) - our calculators are client-only, nothing is sent to a server.
• Actual income figures - the calculators run in your browser; we never see the numbers you enter.
• Crypto wallet addresses or holdings.

Third parties

• Google Analytics 4 (analytics, consent-gated).
• Netlify (hosting and form submissions).
• Accounting firms listed in the directory (when you contact them directly via the buttons on their profile - the contact is a direct channel between you and the firm).

Legal basis

We answer a contact because you asked us to (GDPR art. 6(1)(b), or our legitimate interest in replying, art. 6(1)(f)). Email alerts and analytics rely on your consent (art. 6(1)(a)), which you can withdraw at any time.

Your GDPR rights

You can request access to your data, correction of incorrect data, deletion, and data portability through the contact form. You can also lodge a complaint with the Portuguese data protection authority, the CNPD (www.cnpd.pt).

Retention

Email list entries retained while you're subscribed; unsubscribe removes you immediately. Form submissions retained for 12 months unless you request earlier deletion.

Updates to this policy

We update this policy as practices change. Major changes will be communicated via the site and our newsletter.