Guides · 2026
Tax regimes, explained.
Each guide covers one regime in depth: what it is, who qualifies, how much you save, what changes in 2026. Sources cited on every claim — verify against Portal das Finanças.
Madeira taxes 2026 — complete guide
The cornerstone. Regional IRS (30% differential), IFICI, recibos verdes, IRC + IBC, crypto — all in one.
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IRS Madeira — the 30% differential across all brackets
How the Regional Budget 2026 extended the maximum differential to all 9 brackets. With comparative tables and worked examples.
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IFICI 2026 — complete guide (NHR 2.0)
Eligibility, application, and IFICI 20% flat vs standard progressive IRS. What changed vs old NHR.
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Freelancing in Portugal 2026 — recibos verdes
Simplified vs organized regime, quarterly calendar, 2026 IAS, first-year SS exemption.
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IBC / Madeira Free Trade Zone 2026
5% IRC until 2033. New-licence window closes Dec-31-2026. Substance, jobs, taxable-income thresholds.
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Crypto taxes in Portugal 2026
365-day rule, swap resets, staking, DeFi. How to report in Annex G.
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NHR Transitional — for existing holders
What's different for pre-2024 NHR grantees. Grandfathered through the 10-year window.
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How to file IRS 2026 (Modelo 3) — step-by-step
Apr 1 – Jun 30 window. Portal das Finanças walkthrough with bilingual screenshots.
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Simplified regime vs organized accounting
When each option pays off. Activity-code coefficients. Break-even in €.
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